{"id":1772,"date":"2023-03-29T11:01:33","date_gmt":"2023-03-29T21:01:33","guid":{"rendered":"https:\/\/stgwww8.honolulu.gov\/dcs\/?page_id=1772"},"modified":"2024-05-07T10:56:08","modified_gmt":"2024-05-07T20:56:08","slug":"dcs-cad-loan-programs-for-homeowners","status":"publish","type":"page","link":"https:\/\/www8.honolulu.gov\/dcs\/dcs-cad-loan-programs-for-homeowners\/","title":{"rendered":"DCS CAD Loan Programs for Homeowners"},"content":{"rendered":"\t\t
This program provides rehabilitation loans to owner-occupant homeowners with incomes up to 80% of the median income for Oahu. The loans can be used to repair and correct deteriorated and hazardous conditions on the property, such as damage caused by termites or wood rot, leaky roof and drain pipes, peeling paint, faulty electrical wiring and plumbing. Accessibility improvements may be made to assist family members with disabilities. The installation or replacement of Energy Star compliant appliances are eligible under this program.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
This program provides no-interest<\/strong> loans to income-qualified owner-occupant homeowners, enabling them to repair their homes to meet basic housing quality standards.<\/p> PLEASE NOTE<\/strong>:\u00a0 The City Rehabilitation Loan Program is not suitable for emergency repairs and\/or remodeling upgrades. Due to current Federal, State, and City regulations to obtain loan approval, such as State Historic Preservation approval for\u00a0any\u00a0renovation work, the total processing time for a loan application is at least a year or longer. After loan approval, a building permit must be obtained.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\tRehabilitation Loan Application – Fillable Form <\/a><\/h5>
Rehabilitation Loan Application Information\u00a0<\/a><\/h5>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t